MISSION: To increase the supply of decent affordable housing provided by nonprofit organizations to low and very low income families through coordination among nonprofits to enhance capabilities, expand funding opportunities, maximize training, and develop new partnerships.

Time (Min)					Agenda Item	
8:00-8:30		Networking between members and guests 	
8:30-8:35		Introduction of members/guests (Katie Porta)
8:35-8:40		Approval of minutes
8:40-8:55		Sponsor -- Charlie Kiesel (Mortgage Edge Corporation)
8:55-9:10		Speaker -- Pat Evans (Parramore Heritage Renovation Foundation)
9:10-9:35		Other Items:  

     County HAC Report 
     City of Orlando HAC Report
     Counseling Collaborative
   New Business:
     Review correspondence
Next membership meeting -- Wednesday, March 29, 2000 @ 8:30 am 
Adjourn	(TOTAL MEETING TIME -- 1 HOUR AND 5 MINUTES)

Future Meeting Schedule: No meeting in December.
For the year 2000, meetings are as follows: March 29, April 27, May 31, June 28, July 26, August 30, September 27, October 25, and November 29.

THE NONPROFIT HOUSING ROUNDTABLE OF CENTRAL FLORIDA - ACTION PLAN

Goal 1.	To educate the entire community on the role of the nonprofit sector as an important partner in the housing delivery process.
   a.	Communicate housing and nonprofit needs to local area government
   b.	Develop quantifiable goals for the Roundtable to allow for evaluation of this organization's effectiveness.
   c.	Invite guest speakers to speak monthly.  Pick out topic relevant to nonprofit housing providers (i.e. management,
development, underwriting) and have speaker make 30 minute presentation.

Goal 2.	To pool skills and resources of nonprofit housing producers and housing support agencies
   a.	To use the nonprofit Roundtable to gain organizational and functional strength to achieve our mission by
convening regular meetings to share information, and to plan and coordinate activities of the participating
nonprofits

   b.	To evaluate and prepare an annual plan that quantifies projects and funding needs of the participating nonprofits
and prepare joint funding support request to the various funding entities
   c.	To promote and support emerging nonprofit housing organizations.

Goal 3.	To pursue various partnership opportunities and linkages with for-profit developers and builders.
   a.	Strengthen relationships between nonprofits and private sector
   b.	To become active participants in the Homebuilder's association to cultivate support of for-profit developers and
builders and to seek out opportunities for joint-ventures, other business relationships and mentoring.

Goal 4.	To pursue activities that would increase the availability of low cost funds to nonprofits.
   a.	Subscribe to legislative, funding resource.  Monitor and report on upcoming funding programs.
   b.	Develop calendar of funding source with contact, deadline and summary information.

Goal 5.	To pursue activities that would encourage governments to provide grants and loans to nonprofits for technical assistance
and housing production.

Nonprofit Housing Roundtable
Meeting Minutes from February 23, 2000 Meeting

Present: Barbara Morton, Gloria Oliver, Ed Nasser, Richard Garzon, Jerrie G. Magruder, Fred L. Maxwell, Frantz Dutes, Scott Zimmerman, Victor M. Alvardo, John Huguenard, Rich Enright, Dawkins Hodges, Linda Williams, Fran James, Adrienne deSouza, Mike Julian, Rolando Cintron, E. Stewart Forrester, Karen Rogers, Lucy Voyik, Regina Williams, Mike Smith, Kathy Phillips, Louis Laubscher, Rosanna Jacobsen, Gaile Moody Plowden, Ginnette Ellin, Kathy Bryant, Charlene Rose, Paul Whitwam, George Reed, Barbara Conover, Roger Verghese, Kevin O'Rawe, Linda Larkin, Jacqueline Taylor, Steve Chitwood, Judith Kovisars, Katie Porta

Agenda Item 1 -- Approval of Minutes

Motion made by Adrienne deSouza and seconded by Barbara Morton to approve the minutes. Approved unanimously.

Agenda Item 2 -- Charlie Kiesel from Mortgage Edge Corporation

Charlie was on-hand to talk about his mortgage brokerage company located in Davie, Florida. Charlie is active throughout the State of Florida and the following were some comments from his presentation:

• Mortgage Edge is a national lender and capable of doing many different types of loans.
• They have been very active in the 203k program, which allows for purchase and renovation of homes simultaneously.
• Charlie indicated that there has been some changes recently in HUD and they have started to restrict nonprofits who are involved in single- family programs simply to own and to re-sell homes for profits.
• He indicated that there was some discussion that HUD may allow investors to participate in the program. Some time ago investors were disallowed from participating in the HUD purchase program.
• Home buyers are now able to finance the closing cost on top of the mortgage. In this instance, they only have to come up with down payment assistance.
• Charlie talked extensively about the 203k program. Many people think this is a complicated program but he said it is relatively simple. When you qualifying an applicant, you only need the last two years of financial records and, in essence, the program is really an FHA loan. A separate work write-up and inspection is done and there is a ten percent hold back on the contractor.
• Charlie can be reached at 954-849-2426 for additional information. He is particularly up to date on purchasing and reselling of homes.

Agenda Item 3 -- Pat Evans from the Parramore Heritage Renovation Foundation

Pat has recently joined the Foundation as its new Director. She was on-hand to talk a little bit about her background and some of the early observations she has made regarding the Parramore neighborhood.

• Pat came from Fannie Mae and has an extensive banking background. She spent the last ten years in community development, so this position is really an extension of what she has been doing.
• With respect to the Parramore area, the CDC that she is working with was developed in 1994. Since that time, it has gone through numerous transitions.
• Some of the problems in the Parramore neighborhood include land banking by investing, zoning, crime, substandard housing, and the lack of selected commercial establishments.
• She has recently been trying to engage all players and look for common issues and possible solutions.
• She did mention that there are some groups that are opposing the Foundation and its efforts and she will diligently to answer questions from these groups.
• There has been some assistance from the City of Orlando and Pat emphasized that this type of arrangement is no different than any other governmental agency supporting CDC's. This type of governmental support is commonplace throughout the United States and is not unique to Florida.
• One of the things that they are immediately tackling is the whole issue of a community school. They are now in the midst of opening a charter school. Some people think that this plan is ambitious but it is doable and they are moving forward on it.

Agenda Item 4 -- Miscellaneous Items

• Frantz Dutes was on-hand from Orange County and briefed the Roundtable about the task force. The task force started five months ago and recently presented their report to the Board. The Board accepted all recommendations and a good discussion ensued. One of the more important items was allowing funding to go to projects serving people beyond 80 percent of the area median income in selected areas. Now, they can serve people with incomes up to 120 percent of the area median income. The whole goal here is to diversify certain areas of town. The overall recommendations were pretty broad, however it was a good first step in a greater awareness of the issues that affordable housing faces. For copies of the report, Frantz suggested you call 407-836-4240, extension 483, and ask Liz to send you a copy. Frantz also mentioned that the Community Development Block Grant Notice of Funding was out and that interested parties could contact the same phone number.
• Representatives from the City of Orlando were on-hand and indicated that they are now in the process of reviewing and recommending funding for Community Development Block Grant. They also indicated that they are now in the process of revising their consolidated plan. This is very important that all interested parties be part of this funding so that their issues can be brought forth to the City.
• Staff from Seminole County was also on-hand and indicated that they to were going through a consolidated plan revision and encouraged all parties to be involved in this process. All interested parties should contact Hughey Davis at 407-665-7306. Hughey also indicated that Notices of Funding availability for HOME, ESG, CDBG were out. Hughey also mentioned that Seminole County is now working with the Orange County Housing Finance Authority and that they are able to provide first time home buyers with down payment assistance, in addition to subsidized rates. For information regarding this program, Hughey suggested contacting the Seminole Chamber of Commerce at 407-831-8020, and talk to Sherry.
• Staff was on-hand from HUD and they mentioned the Super NOFA was going to be out in two weeks. They also mentioned that the new budget proposed by the President was one of the best in the last decade. In the year 2001 budget, there will be $20 million to help fund faith-based initiatives. These initiatives are seeking to involve religious organizations in the provision of housing and support services.
• Jerri Magruder from HUD was on-hand. Jerri periodically will send out information via email on funding announcements. Any interested parties wishing to be on this mailing list, should contact Jerri at 407-648-6441.

This concludes the end of the minutes. The next meeting will be on March 29, 2000, at 8:30 am, at Orlando City Hall.

The Roundtable is pleased to have two speakers on-hand for next month's meeting. Tim Williams from Quest, and, and Jack Humburg from Abilities of Florida, will talk about special needs housing.

Both nonprofit organizations have extensive experience in providing creative and unique solutions to affordable housing for persons who are physically and developmentally disabled. This will a good opportunity for members of the Roundtable to see how other not-for-profits provide housing for this special needs population and how partnerships can be formed to facilitate this type of housing in communities.